I used Citi and Millennium ATMs in Warsaw with my Wise card, no fees from the Polish side. Planet Cash was around 20PLN

Most taxis in Warsaw and Kraków take card now, even contactless. I used my Wise Visa without any issues. Just double-check before getting in, older dr...

Used my Amex in Warsaw at a few hotels and upscale restaurants, but most cafés, shops, and even some museums didn’t accept it. Visa worked everywhere ...

I budgeted around 120-150 PLN per day and felt really comfortable. That covered meals (including some sit-down places), trams, buses, and the occasion...

Always go for ATM if you're using a good travel card like Wise or Revolut. I withdrew złoty at a PKO Bank Polski ATM in Kraków and the rate was way be...

Never accept the conversion! It’s a trick called Dynamic Currency Conversion. The ATM shows you the amount in USD but with a terrible exchange rate,mi...

In São Paulo you can hop on buses and metro by just tapping your contactless Visa or Mastercard. They call it “Bilhete Único.” Worked smoothly with my...

Most hostels I stayed at in Rio and SP took card no problem. I used my Wise Visa at check-in and also for small stuff like towel rental. Just check if...

yes, this happened to me at a Banco24Horas ATM in Rio. I went to the nearby Bradesco branch, but they couldn’t help since it wasn’t their machine. If ...