Odd, never had any problem with my revolut card. Check your App settings if everything is ok..?

ATM wins, no contest. I use Credins or Union Bank and skip the airport counters.

Accept = expensiveDecline = better rateI did a test with my N26 card on Fibank ATM: declining conversion saved me about 500 lek on a 20,000 lek withdr...

Used buses in Tirana and Shkodër..no contactless, no tap, no fancy machines. Cash is king.

Stayed in Tirana, Shkodër, and Vlorë. Larger hostels listed on booking.com usually accept cards, but family-run places? Always cash. I made ATM runs t...

If it’s a Union Bank, Credins, or OTP ATM attached to a branch, they might give it back if you show ID fast. But if it’s a standalone one the card is ...

I was alone in Tirana and used the OTP Bank ATM across from a 24h market one night. No problems, but I held my bag close and left quickly.

Don’t expect free withdrawals. Try Union Bank or ABI Bank ATMs for lowest fee.

yeah those Euronet ATMs love to push conversion. they even highlight “Accept” in green to trick you. just hit decline and your Revolut or N26 will do ...