Using both Wise and local ATMs in Dushanbe taught me one thing: always decline DCC. The “With Conversion” option is a known rip-off - up to 8% markup....

Unless you're staying in a big hotel or resort, most hostels prefer cash. A few might offer card payment but add processing fees or limits. I always c...

CRDB ATM near my guesthouse in Moshi took my debit card and didn’t even show an error. I went to the bank next morning with my passport, but they said...

Spent a month between Arusha and Stone Town - never saw a card reader on any form of public transport. Even taxis booked through Bolt sometimes prefer...

Happened with my Revolut card at two places in Arusha - both ATMs and a restaurant. I had to go through live chat support and they confirmed the card ...

I landed in Dar and took out 400,000 TZS from a CRDB ATM - worked fine, got nearly the exact mid-market rate. The airport exchange counter had a visib...

Yep-mine vanished at a BK ATM too, in the middle of a cash withdrawal. No beep, no message, just ate it. A guy nearby told me to visit the main branch...

Averaged about $25 a day and felt comfortable. Ate ugali and beans or chapati for cheap, walked a lot, and stayed in homestays. Public buses and moto ...

Thought I was doing the right thing picking “Accept,” since it felt like less hassle. But after checking my statement, it added around $4-5 more than ...