I had my Amex as a backup, and I barely used it. Tried swiping it at a hotel in Odessa and they said “only Visa or Mastercard.” Same at a few restaura...

Used my UK Revolut and US Capital One cards across Lviv and Odessa. Oschadbank and UKRSIBBANK both worked fine - no extra charges, just whatever my ba...

Don’t touch the airport exchange desks unless you’re in a bind. They charge a margin and sometimes a fee. I exchanged just $20 at Kyiv airport to get ...

Had the same issue in Kharkiv with an Oschadbank ATM outside a supermarket. If the ATM is attached to a bank branch, go in immediately with your passp...

I worked remotely from Lviv for 5 weeks this year. Rented a nice Airbnb in the center ($400/month), ate out once a day, and used Bolt for local rides....

I’ve been living between Kyiv and Kharkiv since March and learned the DCC game quick. Ukrainian ATMs - especially Euronet or standalone ones - default...

Forget N26 and Monzo unless you’re based in Europe. I tried to sign up for N26 as a U.S. citizen - no go. I’ve used Wise + Capital One Quicksilver whi...

Been working remotely from Mexico and Spain since February, and Revolut US has been my daily driver. Great UX, supports tons of currencies, and has so...

Needed a late-night ride from Tres Cruces terminal and couldn’t find any driver who accepted card. One guy claimed his reader was “out of battery.” I’...