I used my Wise Mastercard at CMB ATMs in downtown Oranjestad. Withdrawals were capped at around USD300 per session, and the USD 3.50 ATM fee was tiny....

I saw that prompt at a Banco di Caribe ATM near Palm Beach. It’s dynamic currency conversion (DCC). If you click "Accept," the ATM converts your withd...

At least three of the five hostels I used in Vienna, Salzburg, and Innsbruck let me pay by card - mostly Visa or Mastercard. One hostel charged a 2% f...

I carried Amex Platinum, expecting broad acceptance, but it worked only in high-end restaurants in Vienna and upscale boutiques. Most grocery stores, ...

My Visa card got eaten by a Sparkasse ATM near Mariahilfer Straße. I called Sparkasse’s customer hotline immediately and visited the branch the next m...

In Vienna, you can use contactless Visa/Mastercard on trams and buses via Tap-Funktion. A single ticket (about €2.40) can be tapped at the validator -...

On arrival at Vienna International, I skipped the airport exchange desk. A Raiffeisen ATM just beyond security offered €1.80/USD minus €2.50 fee, bett...

In Vienna, most taxis still expect cash, although an increasing number accept cards via POS terminals. I used Uber and Bolt apps, paying by Mastercard...

I spent three months between Vienna, Salzburg, and the Alps at about US $110/day. That included private Airbnb (~€60/night), coworking space fees (€15...