I haven't had that happen in Comoros specifically, but I've heard stories. It's a place where you want to be extra careful with cash and cards. The fi...

This is a pretty common problem, actually. I had my card retained by a Baiduri Bank ATM once near the Pusat Belia hostel. First thing you need to do i...

In Wallis & Futuna, I faced that same weird Accept or Decline conversion screen. Even though Accept seemed easier, I always chose decline because ...

I’ve been to South Sudan and always hit ‘Decline’ on those ATM conversion screens. That 8% markup you saw is a sneaky fee called Dynamic Currency Conv...

In the Solomon Islands, accept or decline conversion doesn’t really matter if you want to save money-always decline. That 8% markup is the ATM’s way o...

Using my US card in Senegal, I always chose ‘Decline.’ Accepting those conversion offers sets you up for an 8% markup or higher. Local ATMs in Dakar l...

In Sao Tome, I always hit ‘Decline’ on those ATM conversion screens. Accepting means the ATM does the currency conversion, often with a hidden 8% fee ...

At Norfolk Island ATMs, if you get asked to charge in USD or EUR, it’s best to pick the local currency, which is AUD, but if AUD isn’t an option, choo...

In Micronesia, ATMs aren’t super common, but when I found one, I always declined that conversion prompt. The 8% fee is a trap. The exchange rates from...