In Bishkek, ATMs from DemirBank, Optima Bank, and Kyrgyz Investment and Credit Bank all flash that “With / Without Conversion” option for foreign card...

In St. Helier, ATMs from HSBC, Barclays, and Lloyds will ask “With or Without Conversion” for foreign cards. That’s dynamic currency conversion. With ...

Budapest is notorious for this. ATMs from Euronet, OTP, and Erste constantly push “With Conversion.” That’s dynamic currency conversion, and it’s a sc...

In Banjul and Serrekunda, GTBank, Ecobank, and Trust Bank ATMs will show “With Conversion / Without Conversion” for foreign cards. That’s dynamic curr...

Fiji ATMs - ANZ, BSP, and Westpac - will pop up the “With Conversion” option if you’re using a foreign card. That’s DCC, where the ATM locks your with...

In Santo Domingo and Punta Cana, ATMs from Banco Popular, BanReservas, and Scotiabank almost always flash “With Conversion / Without Conversion.” That...

Prague is infamous for this. Euronet ATMs especially push “With Conversion.” It’s DCC - they fix the exchange at a bad rate. Always press Without, and...

Banco de Chile, BCI, and Santander ATMs often ask this. With Conversion = peso withdrawal converted at ATM’s inflated rate. Without Conversion = pesos...

Butterfield Bank ATMs in George Town often ask “With or Without Conversion.” Same trick as elsewhere. With = ATM fixes the rate for you, worse than ma...