Most of Ukraine’s transport system still runs on cash or local transport cards. In Lviv, I paid cash to the driver every time - no machines, just hand...

None of the hostels I stayed at in Ukraine took my card. Even when they said “cards accepted” on Booking, they all wanted cash on arrival. I stayed in...

Been in Ukraine since March. I carry both an Amex and a Visa debit. Amex only worked at international chains (one hotel in Kyiv, maybe one coffee shop...

Been in Ukraine since early April, mostly working from Lviv. Raiffeisen Bank ATMs have been the most consistent for me. They don’t charge local fees a...

ATMs in Ukraine usually offer a closer-to-market rate than airport exchange booths, especially if you’re using a card like Wise, Revolut, or Capital O...

My debit card vanished into a Raiffeisen ATM in Odessa this April. No error, no message - just gone. I panicked, but a Ukrainian woman helped translat...

I stayed near Taras Shevchenko University in Kyiv and spent about $25/day all in. Used the metro everywhere - so clean and just a few hryvnia per ride...

DCC is a scam - simple as that. Every ATM I used in Odessa asked me to pick, and the “With Conversion” rate was awful. Like 33 UAH per USD instead of ...

Living in Berlin now, and while my EU friends love Monzo and N26, I couldn’t use either since I’m U.S.-based. I kept my Capital One 360 debit for free...