ATM Fee Saver

HarrisP
@harrisp
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Joined: June 20, 2025
Last seen: July 10, 2025
Topics: 5 / Replies: 402
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RE: Can I use contactless or card to pay for public transport in Germany?

If you plan to use public transport a lot, I’d recommend downloading the local city transport apps most support card payments now. But for one-off tic...

1 year ago
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RE: Accept or Decline Conversion at ATMs in Germany - What should I choose?

Yes, unfortunately that’s totally normal. it's a classic Dynamic Currency Conversion (DCC) trap. I made the same mistake at a Sparkasse ATM in Munich....

1 year ago
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RE: Hostels in Germany accept cards?

Stayed in a chain hostel in Hamburg and a smaller one in Freiburg - both took card no problem. But a guest next to me had trouble because their prepai...

1 year ago
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RE: Exchange USD at airport or withdraw from ATM in Germany?

I usually bring some euros from home for emergencies but prefer ATM withdrawals. Germany has solid banking infrastructure and I always get fair rates ...

1 year ago
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RE: Card keeps getting declined in Germany?

Wise card user here - BBVA and ING worked great in Spain but were a nightmare in Germany. My card got declined at every Sparkasse ATM and even a few r...

1 year ago
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RE: Daily travel budget for Germany

I’d say if you're on a budget, aim for €70-€90/day. Mid-range comfort? Around €120 - €150. If you're doing day trips or want to enjoy local beer halls...

1 year ago
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RE: Places to exchange currency in Colombia

I landed at El Dorado Airport in Bogotá and changed $100 at the arrival hall. Rate was way below market, plus they added a 3% commission. It was fine ...

1 year ago
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RE: Credit card declined in Colombia

I had the same issue. My Chase card was fine everywhere else, but at BanColombia ATMs and POS terminals, it kept getting declined with no error. Suppo...

1 year ago
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RE: Cash per day in Colombia?

In Medellín, I could pay with card nearly everywhere. But in Jardín, Salento, and Tayrona, cash was essential. I averaged 100,000 COP in cash per day,...

1 year ago
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