ATM Fee Saver

HarrisP
@harrisp
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Joined: June 20, 2025
Last seen: July 10, 2025
Topics: 5 / Replies: 402
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RE: Using ATMs at night in Hong Kong

I stayed in Mong Kok and Tsim Sha Tsui earlier this year and used ATMs at night a few times when I needed cash. Most machines are located inside 24 ho...

10 months ago
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RE: ATM swallowed my card in Hong Kong

This happened to me in Central last month at a Bank of China ATM near my hostel. It just took my Wise card and the screen froze. No message, nothing. ...

10 months ago
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RE: Do hostels in Hong Kong accept cards or only cash?

I stayed in Hong Kong for ten days in April and booked a mix of hostels around Mong Kok and Tsim Sha Tsui. Most of them accepted card at check in with...

10 months ago
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RE: Can I use cards on buses and public transport in Hong Kong?

I used public transport all over Hong Kong last month and the Octopus card was by far the easiest way to pay. You can use it on the MTR, buses, ferrie...

10 months ago
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RE: ATMs in Hong Kong keep asking With or Without Conversion - what is this DCC?

I used my US debit card at a Hang Seng Bank ATM near Tsim Sha Tsui and it asked if I wanted to be charged in USD or HKD. I picked USD thinking it woul...

10 months ago
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RE: Exchange USD at airport or withdraw from ATM in Philippines?

Just landed in Manila two weeks ago and checked the exchange rate at the counter inside NAIA Terminal 3. The rate was way lower than what I saw on my ...

10 months ago
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RE: Paying by American Express in Philippines?

I was in Manila and Makati earlier this year and my Amex Platinum worked at a few high-end restaurants and hotels but not much beyond that. Most regul...

10 months ago
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RE: Daily travel budget for Philippines

I spent three weeks in the Philippines this March and averaged around 40 to 50 dollars a day. I stayed in dorms and budget hostels like Mad Monkey in ...

10 months ago
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RE: Do I need cash for local taxis in Philippines or can pay by card?

I was in Manila for two weeks and used both metered taxis and Grab. All the regular taxis I flagged down wanted cash only. A couple even asked for exa...

10 months ago
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