In La Paz I saw this every time I used a foreign card. It shows some weird exchange rate and a markup. I declined the conversion and let my bank handl...

I was in Lombok and Flores and almost everywhere needed cash. Shops and restaurants didn’t take card. I did see a few machines but they didn’t work wi...

I travel slow and cheap so Indonesia was perfect. I was doing about 25 USD per day easily. Some days even less. Stayed in dorms, ate mostly local food...

In Bali and Yogyakarta, not one street taxi took card. They all wanted rupiah and usually didn’t have change for big notes. I started keeping small bi...

Mandiri ATMs were pretty consistent for me. I used them in Jakarta, Surabaya, and Bali. They accepted my Mastercard debit and showed the fees clearly ...

I’ve used ATMs in Jakarta, Bandung and Lombok. Never had an issue, but I always keep my withdrawals during daylight and I don’t take out huge amounts ...

I had this happen in Surabaya and was able to get it back. The ATM was at a BCA branch, so I just went inside and explained everything. They asked me ...

I thought I would need a bunch of coins for buses and trains but it wasn’t the case. In Jakarta, you really need a transport card. And in Bali, most p...

My first time in Bali I accepted the conversion thinking it’d avoid fees or something. But the ATM had a sneaky 7.8% markup built into the rate and I ...