Ziraat Bank in Montenegro charged me a 3% commission without showing any warning or option to accept. Felt like a scam.

Kutxabank in Spain was the only place in Benidorm I found where I could withdraw fee-free with my UK Starling Card. Totally worth it.

Nordea ATM was standard for Sweden. Did the job.

Lots of working machines at Commerzbank. Both deposits and withdrawals go through smoothly.

Got some cash from BANCOBISA in San Pedro - worked fine, no issues at this location.

BCA ATM is open 24 hours. Super useful for emergencies.