free atms? go for bank pekao, citi or millennium they didn’t charge me anything in Kraków or Wrocław. avoid Euronet - they’re everywhere but charge hi...

used Bolt app the whole time, super cheap and paid directly with card inside the app. no need for cash at all. way better than hailing random street t...

nah Amex is not great here. even chain stores like Biedronka or Żabka don’t accept it. had to switch to my Mastercard half the time. better to not rel...

i kept about 100 zł cash daily and paid the rest by card. metro, food, cafes all take contactless now. only needed cash for street food or older shops...

airport exchanges are a ripoff. i checked at Chopin Airport.. their rate was almost 15% worse than what i got at an ING ATM in the city. if u need eme...

ya i fell for that “accept conversion” once coz it looked safe. it’s not. ended up losing like $10 extra on a R$500 withdrawal on a santander ATM . af...

in Rio i used the metro with a reloadable travel card you buy and top up at stations. buses were cash only, and drivers expect correct change. coins o...

some accept cards but smaller hostels or pousadas in places like Paraty or Itacaré might ask for cash. i booked online and paid the rest in reais coz ...

Same thing in Salvador. ATM just took my card and screen froze. I waited 10 minutes, then walked into the Banco do Brasil branch the next morning with...