Latvia is mostly card-friendly, but I had my Visa declined at one Luminor ATM in Riga before SEB worked fine. Stores, restaurants, and even public tra...

In Jordan, card declines are quite common, especially outside Amman. My Mastercard kept failing at random ATMs until I tried Arab Bank, which worked. ...

In Ireland, I had my Mastercard declined at a small ATM in Galway, but Bank of Ireland and AIB ATMs worked fine. Shops, pubs, and hotels almost everyw...

In Honduras, card declines are common, especially outside major cities. My Visa kept failing in La Ceiba until I tried Banco Atlántida, which worked. ...

In Gibraltar, I had my card declined at a small ATM near Casemates Square, but HSBC and NatWest ATMs worked smoothly. Most restaurants, shops, and eve...

In Ghana, foreign card declines are very common. I had issues in Accra where my Visa was refused at a couple of smaller ATMs. Ecobank and Standard Cha...

Estonia is very digital, so card declines are rare, but they do happen. In Tallinn, one LHV ATM rejected my Visa, but SEB worked immediately after. Mo...

I was surprised when my card kept declining in El Salvador, especially since they use USD. Banco Agrícola ATMs worked for me, but others didn’t. Many ...

In Belize, my card kept declining at smaller ATMs, but ScotiaBank and Atlantic Bank usually worked. Many local stores and restaurants in towns like Sa...