Maldives was stunning, but American Express wasn’t practical. Resorts allowed it, but ferries, dive shops, and local cafés all wanted Visa or Masterca...

Luxembourg is expensive but easy with Visa or Mastercard. Amex was accepted only in high-end shops along Grand Rue. Restaurants, bakeries, and ATMs di...

Riga is a fun city, but Amex doesn’t help much there. ATMs from SEB and Luminor didn’t allow me to withdraw cash. Visa and Mastercard worked without a...

Kenya was amazing, but Amex really failed me. ATMs from Stanbic and Co-op Bank didn’t recognize it. My Visa debit worked perfectly for withdrawing shi...

Kazakhstan is modernizing fast, but Amex hasn’t caught up. In Almaty, I found only one restaurant that accepted it. ATMs from Sberbank and ForteBank w...

My Amex was rejected everywhere in Jordan except one big hotel in Aqaba. Restaurants in Amman, shops in Madaba, and even rental car companies wanted V...

Iceland was amazing but Amex let me down. ATMs in Reykjavik refused it, and restaurants in Vik and Akureyri didn’t accept it either. Visa was seamless...

In Athens, I could use Amex at Zara and a five-star hotel, but in smaller towns like Nafplio or Meteora villages, it was Visa or nothing. ATMs didn’t ...

Ghana was a wonderful trip, but American Express didn’t help much. I tried at restaurants in Accra Mall and Osu, but they only took Visa or Mastercard...