ATMs in Barbados generally give a better rate than the airport exchange counters. Machines tied to banks like Republic Bank or FirstCaribbean Internat...

In Bahrain, you’ll almost always get a better rate from an ATM than from the airport exchange counter. ATMs linked to major banks like BBK, NBB, and A...

Qatar was not as Amex-friendly as I hoped. Yes, luxury hotels and malls accepted it, but most smaller places said no. ATMs didn’t work, which was frus...

Papua New Guinea with Amex was a disaster. Not a single ATM worked, and barely any businesses accepted it. Even some hotels refused. I had to depend e...

Amex in Panama was hit or miss, mostly miss. Resorts and some fancy restaurants in the city accepted it, but once I traveled outside, almost no one di...

Traveling with Amex in Pakistan was a nightmare. No ATMs worked, and restaurants declined it outright. Even when I asked at mid-range hotels, they pre...

Norway was frustrating with Amex. I assumed such a modern country would accept it everywhere, but smaller shops and public transport turned me down re...

Amex in Nigeria was a disaster. It didn’t work at ATMs, restaurants, or shops. Even in Abuja, only one international hotel accepted it. I had to rely ...

Amex in Mozambique was a nightmare. I couldn’t use it at ATMs, restaurants, or tour operators. Even in Maputo, most places flat-out refused. I had to ...