Topic starter
ATMs in Singapore keep asking Accept or Decline Conversion - what does that mean? Shows high charges for this
Posted : November 19, 2024
happened to me at a UOB ATM. screen said “do you accept conversion?” - always NO or DECLINE
Posted : July 1, 2025
That’s called Dynamic Currency Conversion (DCC). DECLINE DECLINE
Posted : July 1, 2025
i thought “accept” sounded safe but nope! it added like S$12 extra...
Posted : July 1, 2025
Always choose Decline Conversion. When you “accept,” the ATM sets the exchange rate and adds a huge markup, like 6-8%. Went to HSBC, it asked me there - just press decline.
Posted : July 1, 2025
Always working and easy to find-UOB is a reliable ATM choice in Singapore. But defo without conversion else you'll have more charges
Posted : April 27, 2024
Decline conversion please!!!
Posted : April 27, 2024