Places to exchange currency in Belize

When I flew into Belize, I ignored the airport counters and just carried USD. Since 2 BZD is always equal to 1 USD, most shops and restaurants accepted my dollars, giving me change in local currency. Once in San Pedro, I used an Atlantic Bank ATM to stock up on BZD at the proper rate. No tricks, just the peg system working. If you want quick cash, ATMs are better than airport counters. I’d suggest keeping some small USD bills for taxis when you land.

Belize’s Philip Goldson Airport has exchange counters, but they’re not necessary. Since the currency is pegged, using ATMs from banks like Scotiabank or Atlantic Bank is straightforward and gives you the correct rate. USD is widely accepted too, though you’ll often get change in BZD. Most travellers exchange small notes or withdraw cash after reaching Belize City. I usually avoid carrying large amounts of USD because the peg makes withdrawals from ATMs the most convenient option.

The good thing about Belize is the dollar peg - it’s always 2 BZD to 1 USD, so there’s no real risk of being shortchanged. Still, airport counters sometimes sneak in fees or weaker rates. I use Atlantic Bank ATMs, which are reliable and in most towns. In Belize City and San Pedro, there are also money changers, but I never bother since ATMs are simple. Just avoid withdrawing huge amounts at once because some machines have low limits.

In Belize, the airport counters are okay if you only need pocket cash, but I’d avoid converting big amounts there. Belize City has plenty of banks and exchange houses with better rates. The Belize dollar is pegged at 2 BZD to 1 USD, so rates are simple and consistent. Honestly, I prefer using ATMs from Atlantic Bank or Scotiabank - they dispense in BZD at fair rates. Grab a small amount at the airport if needed, then hit an ATM in town or San Pedro for more.