ATM fees and limits in Saint Vincent and the Grenadines?

I can confirm that the ATMs in Saint Vincent and the Grenadines are generally reliable if you stick to the major bank branches. I found that the Bank of St. Vincent and the Grenadines (BOSVG) had the most convenient locations. I used my Chase Visa debit card at a BOSVG ATM at the Joshua Center in Arnos Vale and it was a smooth transaction. I was charged about EC$8 by the local ATM, which is a reasonable fee. I also found that most larger establishments accepted credit cards, but cash is king for local markets and small vendors.

My experience with ATMs in SVG was a mixed bag. The ones in Kingstown worked fine, but I tried to use an ATM from a different bank in a smaller town and my card was declined. It was pretty frustrating. I think it's just a matter of sticking to the main banks. I had the most success with Republic Bank. I withdrew about EC$300 from one of their ATMs at the Massy Supermarket and it worked perfectly. Just be prepared for a small fee, which is pretty standard for international transactions.

I was a bit worried about getting cash on the smaller islands like Bequia and Union Island, but there are a few ATMs available. I used a St. Vincent Cooperative Bank ATM in Port Elizabeth on Bequia and it worked with my UK-issued Monzo card. The fees were what I expected, but it was great to have the option. My advice is to always have some cash on you, especially when exploring the more remote cays, as many small shops and restaurants are cash-only.

The ATMs in Saint Vincent and the Grenadines are pretty reliable, especially on the main island. I found that the major banks like the Bank of Saint Vincent and the Grenadines (BOSVG) and Republic Bank have ATMs that work well with foreign cards. I used my Capital One Visa card at a Republic Bank ATM in Kingstown and had no problems at all. The fees were minimal, just a small flat fee of around EC12,sotakingoutalargeramountlikeEC400 at once is a good idea to avoid repeated charges.