Is it okay to use ATMs late in the evening in Anguilla or should I stick to daytime withdrawals only? I am a single woman travelling so want to be safe.
Anguilla’s super relaxed, but if you're staying in places like Shoal Bay, forget about finding an ATM that works at night. I had to borrow cash from another traveler once because all machines in the area were either offline or out of service by 10 PM. Pro tip: withdraw cash before heading to beach areas, especially if you're staying in budget villas without nearby shops.
As a digital nomad spending two weeks in Anguilla, I realized quickly that night withdrawals aren’t unsafe, just inconvenient. Most shops close by 9 PM and people head home early. I used the Republic Bank ATM near Sandy Ground - solid during the day, unreliable after hours. For anyone wondering about withdrawing cash after dark in Anguilla, it’s okay in terms of safety but limited in availability.
ATM safety at night in Anguilla felt fine, especially in the West End or near Blowing Point. I was solo and walked to the National Commercial Bank ATM attached to a small grocery store - well-lit and no issues. That said, not many locals were around. It’s peaceful, but you don’t want to be caught cashless on a Sunday night. Island time applies to everything, even banking.
Night safety in Anguilla wasn’t a problem, but the real issue was finding a working ATM after 6 PM. I tried to get cash in The Valley around 8:30 and most places had already closed or the machines weren’t accepting foreign cards. For backpackers, it’s best to withdraw cash during business hours or from Scotiabank ATMs, which had the best uptime.