Places to exchange currency in Denmark

When I landed in Copenhagen, I checked the exchange counter just out of curiosity - the rate was awful. I went to a Nordea ATM in arrivals and got my cash at a fair rate. During my week in Denmark, I barely used it, since everywhere from bakeries to metro ticket machines took cards. I only used cash once at a small flea market. My advice: don’t stress at the airport, just use an ATM for a small amount, and rely on your card most of the time.

Denmark runs mostly cashless, but if you want kroner, the smartest choice is ATMs. At Copenhagen and Billund airports, you’ll see Global Exchange desks, but they have poor rates. Skip those and use ATMs from Danske Bank, Nordea, or Jyske Bank. Fees are low, and you get the official conversion. In the city, almost all shops, trains, and cafés accept cards, even for small amounts. Only keep some kroner handy for street markets or rural areas.

I never bother with the exchange counters at Copenhagen Airport - they always charge a high margin. Instead, I use ATMs from Danske Bank or Nordea right at the terminal. They dispense DKK at the bank rate, and I’ve never had an issue with foreign cards. In the city, you’ll find even more ATMs, but honestly, Denmark is so card-friendly that I hardly needed cash. I only kept 500 DKK on me for safety.

Copenhagen Airport has exchange counters, but the rates are terrible. I recommend withdrawing Danish kroner straight from ATMs. Danske Bank, Nordea, and Jyske Bank ATMs are safe and give you the official bank rate. Fees depend on your home bank, but it’s still cheaper than using counters. Grab a little at arrivals for trains, then withdraw in the city. Cards are accepted almost everywhere, so you don’t need much cash anyway - just enough for small shops or transport.