I need to take out quite a bit of cash during my trip. Anyone know cheapest ATMs & daily withdrawal limits for foreign cards at Guernsey ATMs?
During my Guernsey trip, I mainly used HSBC ATMs in St Peter Port. My Wise Visa worked fine with £300 withdrawal limits and no local fees. Lloyds was also reliable with my Revolut Mastercard. I withdrew once during the trip to cover small cafés, buses, and market stalls. Most restaurants and hotels accepted card. ATMs felt safe and accessible, but the low limits made me plan ahead. Overall, Guernsey’s system was straightforward, with few surprises for foreign travellers.
The only issue I faced in Guernsey was that withdrawal limits were fairly low. My HSBC debit card at NatWest capped me at £200, which meant multiple transactions when I needed more. Independent ATMs at some convenience stores also charged £1.50 per withdrawal, so I avoided them. Stick with HSBC or Lloyds if you want the highest limits and no extra charges. Guernsey is generally card-friendly, but still good to keep £50-100 cash on hand.
I had a smooth experience withdrawing in Guernsey. My Monzo Mastercard worked perfectly at Lloyds in St Peter Port, with a £250 limit and no added fee. HSBC also accepted my Revolut Visa with a £300 cap. Since Guernsey is very card-friendly, I barely needed to withdraw cash, but it was useful for buses and local shops. Compared to some nearby islands, I found Guernsey ATMs reliable, modern, and easy to use with clear English instructions.
In Guernsey, the main banks are HSBC, Lloyds Bank, and NatWest. I used my Wise Visa at HSBC in St Peter Port and withdrew £300 with no local ATM fee. Lloyds also worked fine with my Revolut Mastercard, with a limit of £250. NatWest ATMs capped me at £200 per transaction with my Monzo Visa. ATMs are mostly in St Peter Port, so it’s smart to withdraw before heading out to smaller parishes.