Travelling soon and looking for best ATMs in Kosovo that work well with foreign debit/credit cards and dont charge crazy fees. Any recos will be highly appreciated.
On my Kosovo trip, I mainly used Raiffeisen and ProCredit ATMs in Pristina. With my Wise Visa, I could withdraw €400 per transaction with a €3 fee. NLB also worked with my Revolut card, though their fee was slightly higher. I withdrew once every few days, enough to cover food, taxis, and hotel stays. Kosovo is still cash-heavy, so it was useful to always have €50-100 on hand. ATMs were reliable overall, but definitely avoid independents near bus stations that charge extra.
Not every ATM in Kosovo is friendly for foreign cards. My HSBC debit card was rejected twice at NLB Banka in Pristina. When it worked, I could only withdraw €300 and was charged €Independent ATMs in tourist areas sometimes tried to push dynamic currency conversion to GBP or USD, which gave me bad rates. The most reliable for me was Raiffeisen Bank, but even there the fees added up. My advice: withdraw the maximum at once and stick to major bank branches.
Kosovo was easy for ATM access. My Monzo Mastercard worked perfectly at ProCredit Bank in Pristina, and I was able to withdraw €400 in one go with a €3 fee. Raiffeisen also accepted my Revolut Visa with no issues. I only needed cash for taxis, cafés, and small shops, as most bigger restaurants took cards. Compared to some Balkan countries, Kosovo was much more straightforward - modern ATMs, English instructions, and decent withdrawal limits. I never felt worried about fees.
In Kosovo, the best banks for foreign cards are Raiffeisen Bank, ProCredit Bank, and NLB Banka. I used my Wise Visa at Raiffeisen in Pristina with a €400 withdrawal limit and a €3 fee. ProCredit ATMs also worked fine with my Revolut Mastercard, offering the same €400 limit. NLB Banka had a slightly higher cap of €500 but sometimes charged €ATMs are widely available in the capital and larger towns, but less frequent in villages, so withdraw in advance.