My credit card keeps declining in Gibraltar and I have enough money on there and all international transactions are activated - what do I do?
Gibraltar is generally easy for card payments, but rejections do happen. My Mastercard worked fine at HSBC but failed elsewhere. Most tourist sites, ferries, and hotels are card-ready, but small stalls selling drinks or souvenirs still prefer cash. Budget £50-70 per day for meals and sightseeing. If your card keeps declining, try NatWest or HSBC branches. Carry some sterling just to avoid hassle when machines don’t cooperate.
I didn’t face major problems in Gibraltar, but my Visa was declined once at an Euronet ATM. Using Barclays and NatWest ATMs solved it. Stores on Main Street, restaurants, and hotels were card-friendly, but cash was handy for buses and quick snacks. Daily budget of £55-65 is enough for transport and attractions. If your card fails, try another ATM-big banks are reliable. Always keep £20-30 cash for small purchases.
Card declines in Gibraltar aren’t frequent, but I had my Mastercard refused once at a stand-alone ATM. NatWest and Gibraltar International Bank worked fine after that. Most places are card-friendly, but cash is useful at small souvenir stands or cafés. Expect to spend £60 daily if you’re eating out and paying entry fees to St. Michael’s Cave or Europa Point. If your card declines, don’t panic-just find a major bank ATM.
In Gibraltar, I had my card declined at a small ATM near Casemates Square, but HSBC and NatWest ATMs worked smoothly. Most restaurants, shops, and even taxis accept cards, but a few smaller kiosks prefer cash in pounds sterling. Budget £50-70 per day for meals, bus rides, and attractions like the Rock of Gibraltar or cable car. If your card keeps declining, switch to an ATM inside a bank branch. Carrying some GBP cash is wise for smaller purchases.