Paying by American Express in Marshall Islands?

Here’s the strategy for the Marshalls: AmEx acceptance is improving-some ATMs (like Bank of Guam) and resorts will take it-but it’s not universal. For reliable service, use AmEx at established banks or hotels, but carry sufficient USD cash for markets, tours, or beach dives. That combo will cover everything from switching island ferries to souvenir shopping without stress.

So, I rolled into Majuro and asked at my guesthouse near D-U-D (downtown)-they accepted Visa hassle-free but said AmEx was ‘sometimes accepted.’ Sure enough, at the Bank of Guam ATM, AmEx worked once. After that, I hit some local beach vendors and ended up using cash. Verdict: AmEx works at some ATMs and higher-end spots, but you’ll still want cash for anything off the beaten path.

I was pleasantly surprised that AmEx worked at the Bank of Guam ATM in Majuro-first time I saw it accepted. Then when I paid my dinner at the Kajiata Resort with AmEx, it felt like a win. That said, in smaller roadside stalls or on outer islands like Arno or Laura, they expect cash. Combining AmEx for safe withdrawals with USD notes for everything else kept my trip smooth and hassle-free.

From my stay in Majuro, Visa and Mastercard are widely accepted at hotels, resorts, and shops around the capital. I confirmed that the Bank of Guam ATM worked smoothly with AmEx account withdrawals. But most local markets, dive operators, or food stalls still prefer USD cash. So yes, AmEx can work here, though card awareness is building. My go‑to plan was: use card at reliable spots like hotels or Bank of Guam ATM, then keep USD cash for day‑to‑day island life. travel.comnovalnet.com