Trying to avoid paying crazy ATM fees while traveling in Norfolk Island. Anyone found ATMs that are free for foreign cards? Would love specific banks or locations if possible.
As a budget traveler, Norfolk Island’s cash situation is manageable if you plan ahead. Commonwealth Bank’s ATM was easy to find near the airport, and I tested a few cards: my Revolut got hit with A$7.50, but my Aussie card didn’t get any extra fees. The A$2,000 limit is enough for most stays, but always double check with your home bank about extra charges. Locals told me the ATM does run out of cash if cruise ships are in, so withdraw early and don’t wait until the weekend.
Here’s the straight deal: Norfolk Island’s lone ATM is run via Commonwealth Bank and has a max withdrawal of A$2,000 per go. Some foreign cards got charged nothing, others $7.50, and the fee really depends on what card brand you have. I withdrew cash at the ATM opposite Foodland and the process was quick, but I always recommend maxing out your withdrawal to avoid multiple fees. Local businesses like Hilli Restaurant accept cards, but you’ll need plenty of cash for markets and taxis.
Norfolk Island’s ATM fees are a bit of a gamble-sometimes you won’t get charged, sometimes it’s a hefty A$7.50 if your card isn’t in a local network. I found the daily transaction limit is A$2,000 and for international travelers. If you’re staying at Governor’s Lodge or Aloha Apartments, bring extra cash just in case as the only main ATM can get busy on cruise ship days.
For travelers hitting up Norfolk Island, the main banking player is Commonwealth Bank. ATM withdrawal fees can be $0 or $7.50 depending on your card, and the limit per transaction is A$2,000. I used a Wise card and another card and sometimes got charged, sometimes not, so always check the on-screen fee first. The ATM near the Burnt Pine shopping strip was responsive, and cash is still needed for smaller shops and cafes on the island.