Looking for reliable ATMs in Bora Bora that work well with foreign debit/credit cards and dont charge crazy fees. Any recos will be highly appreciated.
When I traveled to Bora Bora, I used Banque de Tahiti’s ATM in Vaitape. It accepted my Mastercard debit card from HSBC with no issues. The limit was 50,000 XPF, and it did not charge me any fees. That amount lasted me a few days of snacks, ferry rides, and souvenirs since most of the resort costs went on my credit card. It’s definitely better to withdraw earlier in the day, as sometimes ATMs ran out of cash in the evening.
Don’t rely on finding many ATMs in Bora Bora - there are just a handful, mostly in Vaitape. My Monzo card worked at Socredo, but it rejected my Amex every time. Abasolutely no fees that was amazing. The limit was 100,000 XPF at some machines and one machine I used only gave me 40,000, which is low given how pricey everything is. If you’re spending big on excursions, you might need multiple withdrawals. Carry a backup card and some cash from Tahiti before flying in, just to be safe.
I was surprised how easy it was to get cash in Bora Bora. Banque de Polynésie ATMs in Vaitape accepted my Revolut card without any issues. The daily limit was 80,000 XPF, which was plenty to cover boat rentals, market shopping, and snacks. They did not chanrge me any fees. Compared to my trip in Moorea, Bora Bora ATMs felt more modern and less prone to errors. If you’re staying at a resort, you’ll probably only need cash for taxis and snacks anyway.
In Bora Bora, the safest option is to use Banque de Tahiti or Banque Socredo ATMs. They are located near Vaitape, and both worked fine with my Visa debit card.Zeo fees but make sure you decline conversion. Withdrawal limits were usually 50,000 XPF per transaction. Machines are reliable but not everywhere, so plan your withdrawals. Most resorts take cards, but local food trucks and shops prefer cash.