No issues elsewhere, but in Moorea, both ATMs and stores keep rejecting my card. Anyone know if this is common? Any banks that actually work?
I learned quickly that Moorea is cash-first. ATMs rejected my card in Maharepa, and only Banque de Polynésie accepted it later. Most tour operators, beach bars, and craft sellers asked for cash. Budget 12,000-15,000 XPF per day if you’re mixing meals and activities. Withdraw plenty in Tahiti before you arrive. Don’t risk relying on plastic here-you’ll need cash for a smooth trip.
Moorea ATMs are unpredictable. One day my Revolut Mastercard worked, the next day it didn’t. Local stores and cafés almost never accepted cards, though resorts were fine. If you’re budgeting, 10,000-12,000 XPF daily is reasonable for food and scooter rentals. Carry cash from Papeete beforehand-most visitors regret it when their card fails. Moorea is a paradise, but cash keeps it stress-free.
I had trouble with ATMs in Moorea, as they either rejected my card or were out of cash. My Visa worked after several tries at Banque Socredo. Dive shops and car rentals often asked for cash deposits. Expect 12,000-14,000 XPF daily for meals and tours. Always bring enough from Tahiti to cover your stay, because the island doesn’t have many reliable ATMs. Don’t depend solely on cards here.
Moorea is beautiful but not card-friendly. ATMs are limited, and mine rejected my Mastercard twice before a Banque de Polynésie machine worked. Resorts accept cards, but small shops, fruit stands, and even some tours only want cash. Withdraw in Papeete on Tahiti before taking the ferry. Budget 10,000-15,000 XPF daily for meals, scooters, and snorkeling trips. Cash is the safest option on Moorea.