Wondering if I need cash for taxis in Togo or if I can just pay with card or app like in other countries?
It’s frustrating that taxi drivers in Togo still don’t take cards or app payments. Cash is essential everywhere. ATMs in Lomé like Banque Atlantique are handy but have withdrawal limits. If you forget cash, it becomes a real headache to get around.
While in Lomé, I relied entirely on cash for taxi fares. Even some airport taxis didn’t take cards. I withdrew money from Orabank and Ecobank ATMs near the Lomé Grand Market. Carrying CFA francs in small denominations helped avoid awkward moments with drivers who struggled to give change.
If you’re traveling in Togo, plan on paying taxis with cash. The taxi system is mostly informal, so drivers don’t usually accept cards or apps like Apple Pay. I got my West African CFA francs from Ecobank ATMs near Tokoin Market-multiple ATMs work well there. Make sure to carry small bills for easier payments as change can be tricky.
In Togo, especially in Lomé, taxis mostly expect cash payments in West African CFA francs (XOF). Card and app payments aren’t common for taxis yet. Some upscale hotels and airport taxis might accept Visa or Mastercard, but it’s safer to carry cash. I used ATMs at Ecobank and Orabank Lomé to get local currency, and having enough cash was definitely necessary for hassle-free taxi rides.