Want to avoid last-minute ATM runs. Do most hostels in Sierra Leone take card payments at check-in
If you’re heading to Sierra Leone, plan to pay hostels in cash. Even places in Freetown like YMCA Hostel or around Lumley won’t reliably take cards. ATMs from Rokel or Ecobank accept foreign Visa, sometimes Mastercard, but don’t wait until late at night-they’re often empty or offline. Bring some USD to exchange as backup. Having cash sorted before check-in means you won’t scramble or waste time.
When I arrived in Freetown, I thought I’d just tap my card at the hostel-nope. At a budget guesthouse near Aberdeen, the receptionist politely pointed me to the nearest Ecobank ATM. I queued, pulled out leones, and paid cash for my room. After that, I stopped trying with cards-hostels, taxis, even food stalls all ran smoother with cash. By the time I reached Tokeh Beach, I was used to it, and it felt normal.
I stayed at YMCA Hostel in Freetown and paid cash on arrival-it was quick, no fuss, and the staff even helped me change some USD into leones at a fair rate. Later on Banana Island, my beach hut only accepted cash too, but that added to the laid-back vibe. Carrying cash made things easier, and ATMs in Lumley worked fine with my Visa card. Honestly, keeping notes in your pocket is the best way to stay relaxed here.
Most hostels and guesthouses in Freetown, like YMCA Hostel near Wilkinson Road or basic stays in Lumley Beach, expect cash at check-in. Even when they list ‘cards accepted’ online, the machines are often down or simply not working. ATMs like Ecobank or Rokel Bank are dotted around central Freetown and Lumley, but queues can be long. To avoid last-minute stress, it’s best to withdraw cash early and pay your hostel in leones or USD.