On a budget and looking for free ATMs in Botswana - Any top banks?
The best ATMs for foreigners in Botswana are those run by the big banks like Standard Chartered and FNB. Most charge flat fees around P40 per withdrawal but do check your card for partner ATMs that waive fees. Withdrawal limits practically vary from P2,500 to P5,000 depending on your card and ATM. Budget travelers should remember Botswana uses a lot of cash so plan accordingly for places that don't accept cards.
ATMs at bigger tourist towns in Botswana tend to be from FNB and Standard Chartered. Fees for foreign cards are pretty standard, around $3 to $5 per withdrawal. Daily limits often hover around P5,000 Botswana Pula, but verify with your bank. For saving on fees, I’d suggest using fee-free travel cards and avoid small, independent ATMs that can charge extra.
Botswana ATMs usually charge a flat fee per withdrawal regardless of the amount, so take out larger sums to cut down fees. Banks like Bank of Baroda and Absa Botswana are reliable with wide ATM networks. Daily withdrawal limits tend to be between P4,000 to P5,000 (about $350-$400). If traveling on a budget, consider cards that don’t charge foreign ATM fees, and watch out for skimming at ATMs in Gaborone.
When withdrawing cash in Botswana, your best bet is to use ATMs in larger cities like Gaborone, Maun, or Kasane. Major banks like First National Bank (FNB), Standard Chartered, and Bank Gaborone have ATMs that accept Visa and Mastercard. Expect ATM fees around P20 to P50 (roughly $2-$4) per withdrawal, plus your own bank’s international fees. Withdrawal limits tend to max out at P2,500 per transaction, or about $200. For budget travelers, using a Wise or Revolut travel card can help avoid hefty fees and give great exchange rates.