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Credit card declined in Mauritania

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(@ivydreamer455)
Posts: 1
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Topic starter
 

My credit card keeps declining in Mauritania and I have enough money on there and all international transactions are activated - what do I do?


 
Posted : July 18, 2024
(@ronnietaylor)
Posts: 647
Honorable
 

The short answer is that your card will not work most of the time. Mauritania is an all-cash economy for travelers. The problem is that the banking infrastructure is not well-developed for international credit card payments. My advice is to find an ATM at a major bank branch and withdraw a good amount of cash. Don't count on your card to work for anything but a major international hotel, and even then, you should have cash as a backup.


 
Posted : September 3, 2025
(@jacka)
Posts: 640
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Don't worry about it too much; it’s not your card, it’s the country's system. Credit card acceptance is rare outside of a few tourist-focused spots. The best way to deal with this is to always have cash on you. I'd recommend finding a good exchange office to get Mauritanian Ouguiya (MRU) from US dollars or Euros. It's a bit of a hassle, but it's the only way to ensure you can pay for taxis, meals, and other services.


 
Posted : September 3, 2025
 Jess
(@jess)
Posts: 623
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You'll find that credit cards are not widely accepted in Mauritania, and even when they are, the machines can be unreliable. My friend had this same problem with a Mastercard. The best solution is to use cash, which is the most common form of payment. Your bank may also be flagging the transactions as high-risk, but even if they've approved them, the local network might be causing the issue. My advice is to just use cash for all your purchases.


 
Posted : September 3, 2025
(@penelope34)
Posts: 645
Honorable
 

This is a common issue for travelers in Mauritania. While you may have activated international transactions, the country is largely a cash-based society. Very few businesses, outside of some large hotels in Nouakchott, have card machines that are reliably connected to international payment networks. My advice is to get a good amount of local currency, the Ouguiya (MRU), from an ATM at a bank like BNP Paribas or Attijari Bank in Nouakchott. You should always carry cash for day-to-day expenses.


 
Posted : September 3, 2025
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