Citibank ATM in the US worked with my Apple Card for a payment - no issues.

Same case - Davivienda charged me 15,000 COP plus 7.2%. Massive hidden fees. Visa Debit accepted, but not recommended.

HSBC ATM in Australia charged me a flat A$5 fee. Seemed like a lot for a standard withdrawal.

No waiting time at Banco Guayaquil. Super fast.

Good experience with the ANZ ATM. Worked without any problems.