ATM Fee Saver

RichWalker09
@richwalker09
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Joined: June 20, 2025
Last seen: August 25, 2025
Topics: 0 / Replies: 690
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RE: Safe to withdraw money late at night in Montenegro

I was in Kotor last month and I mostly stuck to daytime ATM withdrawals. The Old Town feels safe, even in the evenings, but I still didn’t want to tak...

7 months ago
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RE: Lost my card to an ATM in Montenegro

Same thing happened to me in Bar outside a Hipotekarna Bank ATM at night. Card was just gone. I called the number on the ATM immediately (there’s usua...

7 months ago
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RE: Can I use contactless or card to pay for public transport in Montenegro?

Spent two weeks in Montenegro in May and did a lot of bus travel between Kotor, Budva and Herceg Novi. For long-distance routes like with Blueline or ...

7 months ago
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RE: ATMs in Montenegro high currency conversion charges

Just last week I used my US Capital One card at an NLB ATM in Budva and it asked the same thing. I almost picked USD since it seemed logical, but reme...

7 months ago
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RE: Hostels in Montenegro accept cards?

Just got back from Ulcinj and stayed at Hostel Pirate which was awesome but strictly cash only. I asked if I could use my Wise card and they just laug...

7 months ago
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RE: Exchange USD at airport or withdraw from ATM in Montenegro?

Arrived in Tivat last month and made the mistake of exchanging 100 euros at the airport kiosk. Lost about 8 euros compared to what I would have gotten...

7 months ago
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RE: Wise card declined in Montenegro

I’m in Kotor right now and yeah my Wise card isn’t working at most places. Tried withdrawing from CKB Bank and Addiko Bank ATMs and both declined it, ...

7 months ago
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RE: Daily travel budget for Montenegro

Traveled across Montenegro for 10 days last month and did it comfortably on a 45 euro daily budget. I stayed in a mix of hostels and private rooms on ...

7 months ago
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RE: Do places in Belgium accept American Express?

I was in Antwerp in June and spotted an American Express sticker at a fancy boutique. I tried paying with my Amex but the terminal said not accepted s...

7 months ago
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