Had trouble using my UK Visa at souvenir shops near Vatican Museums in June. Chip wouldn’t authenticate. I walked into a UniCredit ATM just outside Va...

Visited Vatican City for a day in March. I spent about €70: €25 for entry to the museums, €10 on a gelato and coffee, €20 on souvenirs, and €15 on tax...

Took a taxi from Rome's Fiumicino airport to Vatican City in May. Driver accepted Visa but slapped a €5 surcharge for card use. Getting cash was easie...

Took a taxi in Lusaka last month and the guy refused card - “network off,” he said. Another driver used InDrive with cash-on-delivery. I ended up usin...

Took the ZUPCO buses in Lusaka in June - strictly cash, they don’t take any card. I had to carry exact ZMW 5-10 notes or I wouldn’t get change. No QR ...

Checked into Nomad’s Backpackers in Lusaka in May and they accepted Visa at the desk, slapped on a 5% surcharge. But most basic hostels… you’ll be pay...

Tried to pay with Amex at a cafe in Lusaka in June and got a flat “No sir, we don’t take that.” Staff looked genuinely confused. Even some hotel front...

Used to have zero issues until I hit Ndola in May - ATMs kept rejecting my Visa debit. After a few tries, I discovered some machines (mostly private k...

Touched down in Lusaka airport last month and tried the money changer; the rate was awful, plus a 5% commission. I walked into town and hit a Stanbic ...