I used my card at FirstBank’s ATM in Tortola near the ferry terminal. Picked GBP the first time thinking it matched my account. Big mistake - my $200 ...

I made the mistake at a Caixa Económica ATM in Sal airport. Hit Accept because it showed USD and I thought it’d be easier. When I checked my Bank of A...

I learned the hard way on Rarotonga. Pressed Accept at a BSP ATM near Muri Beach, and the conversion was awful - my $300 NZD withdrawal cost nearly $2...

I tested both at an OP Bank machine in Turku. Withdrawing €200, the USD option made me pay $238. The EUR option ended up being $220 once processed by ...

I hit Accept once at a Liberty Bank ATM in Batumi thinking it’d be simpler. Huge regret. For 1000 GEL I ended up paying $34 more than if I’d declined....

I was in Guatemala City using a 5B ATM near Zone 10 hotels and got the same prompt. First time, I pressed Accept thinking it would be safer. Big mista...

I almost got burned by this in St. Sampson, using a Lloyds ATM by the Co-op store. I pressed USD thinking it would be simpler since my account is in d...

Used a Kaspi Bank ATM in Nur-Sultan (Astana). The conversion screen was super confusing-accept showed USD totals, decline kept it in KZT. I chose decl...

At a Co-operative Bank ATM in Mombasa, I faced the same confusing conversion screen. Accept showed USD with a big check mark, but decline kept the tra...