Yep, I learned this the hard way while traveling through Kiribati. Used a local bank ATM and chose “Accept,” which showed the amount in AUD. My N26 ca...

Just came back from Jordan used an Al Rajhi Bank ATM near the Dead Sea and chose “Accept.” Later saw my N26 account had been charged at a much worse ...

Happened to me last month at a First Global Bank ATM in Ocho Rios. I hit “Accept” because it seemed like the standard option. Bad move my N26 card wa...

Yes, it’s totally normal but definitely not ideal. I used a Mizrahi-Tefahot ATM in Eilat, and after selecting “Accept,” my N26 card showed I’d been c...

Yep, I learned this the hard way at an Ulster Bank ATM in Limerick. I thought “Accept” meant fewer fees, but my N26 account was charged using a terrib...

Happened to me in Vik at a cashpoint inside a gas station. I hit “Accept” because I didn’t want surprises, but my N26 Euro account showed the rate was...

Just came back from Honduras and learned this the hard way at a Ficohsa ATM at La Ceiba airport. I accepted the conversion and got slammed with a bad ...

Yep, it’s totally normal and a bit sneaky. I withdrew cash from a Banque Populaire Maroco-Guineenne ATM in Conakry and selected “Accept” thinking it ...

Yup, learned this the hard way in Guam too. Withdrew cash at a BankPacific ATM in Hagåtña and hit “Accept.” My N26 account later showed I paid much mo...