Yes, this is exactly what happened to me at a RBC ATM in Chaguanas. “Accept” seemed like the cautious option, but my N26 card showed I paid more in EU...

Yes, this is pretty standard with ATMs that offer DCC. I made the same choice at a BSP ATM at Fuaʻamotu Airport, and my N26 card later showed I paid m...

Yes, that’s unfortunately common in West Africa now. I used a UBA ATM in Lome, selected “Accept,” and my N26 card was charged in euros at a rate that ...

Same issue here. Used a Stanbic Bank ATM in Moshi, chose “Accept,” and my N26 card was billed in euros at a poor rate. DCC is sneaky it sounds like y...

Yes, that’s unfortunately normal in many countries now. I was in Latakia, used a Byblos Bank ATM, and hit “Accept.” My N26 card was billed in euros at...

Just visited Suriname and made the same error at a Finabank ATM at the airport. I accepted conversion thinking I was avoiding hidden charges, but my N...

Yep, happened to me at Shinhan Bank near Hongdae. I selected “Accept” because it sounded like the safer route, but my N26 card was billed in euros at ...

Yes, this is very common across countries where foreign cards are accepted. I used an ATM in Bosaso and selected “Accept” out of habit. My N26 card wa...

Yes, sadly, it’s a common trap. I used an Ecobank ATM in Kenema and selected “Accept” without realizing it was DCC. My N26 account showed a poor excha...