I made the same mistake my first time in the Philippines. Used an ATM at NAIA Terminal 3, accepted the conversion thinking it would help me avoid extr...

I was in the Philippines for 3 weeks in April, staying mostly in Siquijor and Dumaguete. All my hostel bookings were through Agoda and Hostelworld, pa...

In Budva I used a few local taxis and none of them took cards. I tried asking about paying with Revolut or Wise, and they just laughed and said “no ap...

Stayed in a villa and paid the host using Amex via Stripe when booking. In places like Herceg Novi and Bar, larger hotels and official tour operators ...

I stayed in Podgorica in April and used ATMs after dark a couple of times, mostly out of necessity. Always chose ones attached to banks like NLB or Ad...

Had a similar experience in Podgorica with an Erste Bank ATM outside a shopping center. The card disappeared and there was no way to get help on the s...

Just got back from a trip where I stayed mostly in Budva and did a few day trips by bus. None of the city buses took cards. I asked the driver once an...

Same thing happened with my Wells Fargo card in Tivat. I picked USD without thinking and it showed a rate almost 8% worse than what XE or Wise showed ...

Was traveling solo across Montenegro last month and found it pretty mixed. In Podgorica I stayed at Hostel Q and paid by card no problem. But in Peras...