At an HSBC machine close to the Villa Marina, the same thing happened. It flashed USD as a “safe conversion” option. It’s not safe, it’s just expensiv...

Using a Sparkasse ATM just across from the Liechtenstein Center, the message popped up asking to be charged in my “home currency.” It looks safe but i...

In Tana airport (Ivato), the ATM from Banque de Madagascar et de l’Océan Indien gave me this conversion screen. I was tired and nearly pressed accept,...

Used a Barclays machine inside the Metropole Shopping Center and got the same screen. It looked reassuring with “recommended USD,” but when I did the ...

Outside a guesthouse in Ulaanbaatar, I used a Capitron Bank ATM and nearly pressed accept because the option was in big green letters. Luckily, I aske...

I ran into this at a Banco Santander ATM outside Plaza Las Américas mall. My card is GBP-based, and the machine asked “Charge in USD or in GBP?” Same ...

Lost my debit card at an I&M Bank ATM outside Kigali Heights mall. I called the number posted on the machine right away-they told me to visit the ...

A daily budget of about RWF 40,000 (~$30) kept me comfortable in Kigali. I stayed in private hostel rooms, took occasional moto-taxis, and ate at mid-...

Used several I&M and BK ATMs across Kigali and Musanze. That “Accept Conversion” option is DCC-Dynamic Currency Conversion. If you accept, they co...