American Express won’t help you much in Nicaragua. I couldn’t use it for hotels, shops, or ATMs. Visa was perfect for cash withdrawals and payments. M...

American Express is very limited in Moorea. Resorts took it, but once I rented a scooter or bought food from roulottes (local food trucks), they asked...

Don’t assume Monaco is all about Amex. Yes, it works at five-star hotels and luxury shops, but if you want to grab a quick meal or buy train tickets, ...

Don’t expect widespread Amex use in Luxembourg. ATMs didn’t accept it, and restaurants declined it. Visa and Mastercard were both reliable and worked ...

I tried using Amex in Latvia and quickly gave up. Smaller shops and bars didn’t know how to process it. ATMs rejected it. Visa worked every time, and ...

I wouldn’t bring only Amex to Kenya. Hotels, restaurants, and even airport shops mostly said “Visa only.” ATMs were the same - they just didn’t proces...

American Express didn’t work well for me in Kazakhstan. Shops in Astana refused it, ATMs didn’t accept it, and even car rental offices wanted Visa/Mas...

American Express didn’t help much in Jordan. Local shops, desert camps, and even restaurants in Petra didn’t accept it. ATMs from Housing Bank worked ...

Don’t rely on American Express in Iceland. From airport buses to geothermal pool entrances, everyone preferred Visa/Mastercard. ATMs didn’t support Am...