ATM Fee Saver

Nina
@nina
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Joined: June 28, 2025
Last seen: August 23, 2025
Topics: 0 / Replies: 1050
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RE: Accept or Decline Conversion at ATMs in Grenada - What should I choose?

Just came back from Grenada and faced this at an RBTT ATM near the Carenage. I used my Monzo card and pressed “Accept,” only to later realize I’d been...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Gibraltar - What should I choose?

Yep, exact same issue here. I withdrew from an ATM in Gibraltar at the airport and hit “Accept” because it sounded safer. Later, I checked my Monzo ac...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Ghana - What should I choose?

Yep, I learned this the hard way at a Stanbic Bank ATM near Kotoka Airport. I accepted the conversion and ended up paying way more than I should’ve m...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Eswatini - What should I choose?

Yep, I had that experience in Ezulwini. Used a Nedbank Eswatini ATM, and when it asked to accept or decline conversion, I accepted, thinking it’d avoi...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Estonia - What should I choose?

Same issue in Estonia recently. I used an LHV ATM at the airport in Tallinn and selected “Accept,” thinking it would prevent unexpected fees. Turns ou...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Eritrea - What should I choose?

I was in Massawa recently and used a Himbol Financial Services ATM. When it gave me the “Accept or Decline Conversion” prompt, I chose “Accept” out of...

9 months ago
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RE: Accept or Decline Conversion at ATMs in El Salvador - What should I choose?

Yes, that’s pretty standard especially in El Salvador where USD is already the local currency. I withdrew cash at a Scotiabank ATM in Santa Ana and c...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Denmark - What should I choose?

Same thing here I withdrew cash in Aarhus using a Nordea ATM, and I selected “Accept” because it sounded safer. Big mistake. My Monzo account showed ...

9 months ago
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RE: Accept or Decline Conversion at ATMs in Cyprus - What should I choose?

Same thing happened to me in Ayia Napa at a Euronet ATM (avoid those if you can). I hit “Accept” and got burned the exchange rate shown was awful, an...

9 months ago
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