Same thing in Ohrid used a NLB Bank ATM by the lake, pressed “Accept,” and later my Monzo statement showed a bad exchange rate. I realised it was Dyn...

Just back from Nigeria withdrew cash at a First Bank ATM in Victoria Island and chose “Accept.” My Monzo account got charged in pounds, but the rate ...

I was in Niamey recently and used a Banque Atlantique ATM. I hit “Accept,” assuming it was just confirming the withdrawal, but my Monzo card got charg...

Just back from Nicaragua I made that mistake at a LAFISE Bancentro ATM in San Juan del Sur. Accepted the conversion, and my Monzo account showed I pa...

I used a Westpac ATM in Rotorua and pressed “Accept” because I thought it meant fewer surprises turns out that’s not the case. My Monzo card got bill...

Just came back from New Caledonia and had the exact issue at a Societe Generale Caledonienne de Banque (SGCB) ATM in Noumea’s Latin Quarter. I selecte...

Yep, happened to me too when I visited Nauru for a short work trip. I used the main bank ATM in Aiwo and selected “Accept,” assuming that would minimi...

I had the same experience in Bălți at a Victoriabank ATM. Chose “Accept,” and my Monzo card got billed in EUR at a really bad rate. DCC sounds safe, b...

I was in Flic en Flac recently and used a Barclays (now Absa) ATM. I chose “Accept,” not realizing it meant the ATM would handle the conversion. My Mo...