In Sofia, I used a DSK Bank ATM. It asked “Charge in BGN (lev) or in USD?” That’s DCC again. If you pick USD, the ATM applies its inflated rate. If yo...

In Douala, I used an Ecobank ATM. It asked if I wanted to “accept conversion” into USD. That’s the DCC trick. If you accept, the ATM rips you off with...

Used a Bank of China ATM in Beijing. It flashed “accept conversion to USD.” That’s DCC. If you accept, the ATM applies its own bad rate. If you declin...

In Cairo, I used a Banque Misr ATM. It asked if I wanted to “accept conversion” into USD. That’s DCC again. If you accept, the ATM sets its own inflat...

At a BankNordik ATM in Tórshavn, it asked if I wanted to be charged in USD instead of euros. That’s Dynamic Currency Conversion (DCC). If you press US...

In Athens, at a Piraeus Bank ATM near Monastiraki, I was asked whether to be billed in USD or in EUR. That’s Dynamic Currency Conversion. If you pick ...

In Douglas I used a Lloyds Bank ATM and it asked if I wanted to be billed in USD instead of GBP. That’s DCC again. If you’re from the US and hit USD, ...

At a LGT Bank ATM in Vaduz, I was surprised to see “Charge in USD or in EUR?” I had a US debit card, so I thought choosing USD would be safer. Big mis...

In Antananarivo, I used a BNI Madagascar ATM near Analakely Market. After entering my PIN, it asked if I wanted to “accept conversion” into euros. Tha...