Always use ATMs inside banks during the day. The outdoor ones are risky. Mine got stuck once in Loja and no one could help till the next business day.

In small guesthouses in the Amazon region they insisted on cash only. Urban hostels in cities are fine with cards. I just make sure to have at least 5...

Everywhere I went it was coins or transit cards only.

Decline is the better choice..... Accept is just the ATM taking a cut off your withdrawal with a bad exchange rate. Been there, lesson learned.

Withdrew from BNB at the airport, rate was decent. Still better than the exchange booth. I usually just take out enough for transport and meals, then ...

I had this issue too and it was so random. Sometimes it worked at a restaurant, but the ATM would decline it. Other times it worked for a cash withdra...

Bolivia’s cheap. I budgeted 40 USD a day max and usually spent less.

Taxis here are old-school. You wave them down, agree on a price, and pay in cash. I kept a stash of 10s and 20s just for this.

UOB was solid. I used it in Cochabamba and Santa Cruz.