Used my Mastercard at Halkbank in Turkey - they took an 8% fee just for currency exchange, which is steep. But the ATM worked.

SEB ATM transaction was smooth and hassle-free.

Like most German banks, Volksbank charges fees if youre not their customer. Be prepared.

Couldnt withdraw at M. Santacruz today - ATM was broken. Not the first time this has happened.

Maybank ATMs have a solid limit of 3 million IDR. Helpful for bigger cash needs.