ATM Fee Saver

Melanie Smith
@melaniesmith
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Joined: June 20, 2025
Last seen: August 25, 2025
Topics: 0 / Replies: 285
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RE: Paying by American Express in Montenegro?

Traveling in Montenegro in April and asked locals in Budva about Amex. They said Visa was “always welcome,” Mastercard most of the time, and Amex “if ...

7 months ago
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RE: Safe to withdraw money late at night in Montenegro

Just last month I had my N26 card swallowed at an Addiko Bank ATM in Herceg Novi. I was lucky because the ATM was attached to a bank and still during ...

7 months ago
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RE: Lost my card to an ATM in Montenegro

Just last month I had my N26 card swallowed at an Addiko Bank ATM in Herceg Novi. I was lucky because the ATM was attached to a bank and still during ...

7 months ago
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RE: Can I use contactless or card to pay for public transport in Montenegro?

I used public transport in Bar and Ulcinj recently and it’s very old school. You pay directly to the driver with coins or small notes. No machines, no...

7 months ago
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RE: Hostels in Montenegro accept cards?

I stayed at a few hostels in Bar and Žabljak in May. Some like Namaste Hostel accepted card but only Visa, not Mastercard. Another one told me they’d ...

7 months ago
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RE: Exchange USD at airport or withdraw from ATM in Montenegro?

Landed in Podgorica earlier this summer and had no euros on me. The exchange counter was open but the rate was so bad I decided to take my chances out...

7 months ago
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RE: Wise card declined in Montenegro

Interestingly, I had no problems at all with my Wise card during my trip to Montenegro in May. Withdrew cash twice from NLB Bank ATMs in Budva and pai...

7 months ago
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RE: Daily travel budget for Montenegro

Visited Montenegro in May this year as part of a Balkans trip. Kotor was definitely the priciest of the bunch, especially around Old Town, but still w...

7 months ago
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RE: Do places in Belgium accept American Express?

In Bruges last month I used Visa Debit from RBC at a chocolate shop and snack bars no issue. I then tried Amex at a small cafe on the Markt and they s...

7 months ago
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