Chiang Mai hostel asked for cash even though I booked with card. I booked via Hostelworld and prepaid 15%, but when I arrived, they said the balance h...

Rode Phuket town bus - zero card acceptance, pure cash, and they don’t carry change. One time I had to get off because I didn’t have small bills. In B...

Siam Commercial Bank ATM gave me a choice to accept conversion at 36.4 THB per USD. Looked okay until I checked mid-market was around 33.5. That’s lik...

ATMs!!!! never exchange atthe airport - horrible rates.

Possibly both. From bank side, check: - International transactions are on?- Have enough money on there?- Chat with them and ask if there is no secur...

go to your mobile banking app - toggle off all the "international transactions" on your card, wait a bit and toggle them back on. sometimes bank serve...

If going remote, take more cash - like 10,000 - 15,000 rupees as backup. but make sure where you are staying they have proper lockers. dont leave your...

I did not see any taxi - AC or local actually having a card swipe machine. so you need cash or local UPI QR code.

doubt a lot of ATMs accept Amex - at least i did not see the stickers on some of the banks like SBI, HDFC. i think icici bank does.