Nicaragua was tricky with American Express. I tried using it in Managua and Granada, but very few restaurants or shops accepted it. ATMs from Banpro a...

On Moorea, American Express was only useful at big resorts. Local restaurants, pearl shops, and grocery stores mostly refused it. ATMs also didn’t pro...

Monaco is very upscale, and yes, American Express is accepted in luxury hotels, casinos, and high-end boutiques. But when I tried using it in small ca...

In the Maldives, American Express was accepted at big resorts, but nowhere else. ATMs in Malé and local islands didn’t process it. Visa and Mastercard...

Luxembourg is modern, but American Express isn’t everywhere. ATMs from BGL BNP and Spuerkeess didn’t work with Amex. Visa and Mastercard were much smo...

In Latvia, especially Riga, Amex was limited. High-end hotels might accept it, but most cafes, bars, and supermarkets refused. ATMs from Swedbank and ...

In Nairobi and Mombasa, American Express was almost never accepted. Even big hotels often preferred Visa or Mastercard. ATMs from Equity Bank and KCB ...

I was in Almaty and Astana recently, and my American Express barely worked anywhere. High-end hotels accepted it, but when I went to small restaurants...

In Jordan, American Express acceptance was extremely rare. Hotels in Amman sometimes allowed it, but Petra ticket counters, Wadi Rum tours, and local ...