At Hong Leong in Malaysia, exchange rate was great and no fees with my German card. ATM screen says it accepts all major cards.

At FIBANK, if youre asked to accept conversion, go with Decline Conversion - itll save you on extra currency fees.

Im an au pair from India-used my Mastercard at ABN AMRO and it showed fees. Tried other banks too, all charged me.

ANZ ATM kept my debit card and never returned it. Avoid unless youre willing to take that risk.

Liked using the ATM at Poste Italiane. No drama, just cash.